NFC chip technology is used globally. They are so universally applied that each individual must use this technology once a day. NFC chips are used when people pay with their smartphones or debit and when they scan their passports during travels. What’s exciting about the NFC chips is that they can be implemented within the candidate’s ID authentication procedures. An NFC passport adds an extra layer of security for individuals during their verification process.
This article will address what NFC technology is and how the chips associated with it work. Additionally, readers will also discover how pivotal role technology plays in the ID verification of an individual.
What Does an NFC Passport Mean?
An NFC Passport would contain an electronic chip inside it. These NFC chips contain a candidate’s personal information, including their name, DOB, picture, and other relevant details.
How Is NFC Technology Interconnected?
NFC stands for near-field communication chip. NFC technology works as a cross-channel between the chip and an antenna that has the ability to link with the nearby devices. The installed chip stores the client details, whereas the antenna builds a link between the closely located NFC devices. Some of the biggest examples of this case include a payment terminal, a mobile phone, and other NFC scanners. When the link and all the security requirements have been met, then the chip can easily provide access to the client’s stored information.
NFC Chip Passport Verification
As NFC chips are commonly linked with debit and credit cards, now they are also installed in different ID forms. This includes an NFC passport, which is also known as an e-passport, which carries a near-field communication chip.
With this in mind, businesses that accept passports as government IDs while conducting identification verification can add the advantage of implementing NFC verifications for the easy identification of forged documents and diminishing cases of passport fraud. NFC verification of passports is sometimes called e-passport verification because of that.
The following are some of the requirements that your business will have to meet in general to leverage NFC passport verification as a component of your IDV workflow:
- A business accepts passports as a form of government ID
- Businesses can carry out identity verification for eKYC processes by using either a smartphone with a modern application or by browsing the website on the same modern smartphone.
Why Would NFC e-Passport Verifications be Useful?
Many government-issued IDs come with a host of security features, including visual features that require specialized crime skills and tools to forge. Every US driver’s license and passport card has a barcode and other features that are very difficult to replicate.
Passports, however, have very few visual security features, which means it is easier for an experienced bad actor to forge the passport than some other government-issued IDs. A very professionally made passport can never be caught by the human eye, even after a manual review.
That opens businesses that accept the passport as a form of government ID to a very deep risk of passport fraud that is not very likely to be detected.
Since NFC chips are very difficult to forge, implementing them for e-passport verification adds an additional security layer to solve this challenge in one’s IDV process.
How Does the Verification of e-Passports Work with NFC?
One can understand the operation of NFC e-passport verifications best through a scenario:
- The customer starts the identity verification process.
- The passive device signals whether the device handles NFC or not.
- The user decides to use their passport to prove their identity.
- The user should be prompted to take a photo of his passport.
- The key information is extracted automatically from the photo.
- Ask the user to scan his passport’s NFC chip.
- Download the related information from the device.
What are the Advantages of Utilizing an NFC Passport Verification?
The first and most important reason why an organization would want to carry NFC e-passport verifications would be to minimize the risk or occurrence of passport fraud.
It is quite difficult for even well-skilled bad actors to forge passports with Photoshop and other tools. Using digital onboarding is practically impossible to forge along with all the data that is saved inside it. Integrating NFC verification in the e-passport verification process increases a whole notch against forged documents under the security and defense aspects.
Summing Up
NFC passport verification is much safer than standard passport verification. This is because of the added security layer offered by the NFC chip, which is extremely difficult to emulate. If your company manually checks passports submitted during IDV, scalability is probably a top concern for businesses. NFC verification will minimize, if not eliminate, any manual effort in reviewing passports. Visit Trendblogs for more informative blogs.
